CDBenefit

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How is the Canada Disability Benefit being calculated?

The Canada Disability Benefit (CDB) is calculated based on your adjusted income, family status, and working income exemption. Here's how it works:

💰 Maximum Benefit

$200 per month, or $2,400 per year, for eligible individuals

🧾 Adjusted Income

Your adjusted income is derived from your previous year’s tax return:

Start with Line 23600: net income

Subtract:

Line 11700: Universal Child Care Benefit

Line 12500: RDSP income

Add:

Line 21300: UCCB repayments

Part of Line 23200: RDSP repayments

👨‍👩‍👧 Family Status

Single: No spouse or common-law partner

Couple: Living with a spouse or common-law partner

Combined income is used for couples

📉 Income Thresholds

If your income is below the threshold, you get the full benefit:

                                                                                   

🔻 Reduction Rates

If your income exceeds the threshold:

Single: Benefit reduced by 20¢ per $1

Couple (one eligible): 20¢ per $1

Couple (both eligible): 10¢ per $1

🚫 Phase-Out Income

Beyond this, you receive no benefit:

                                                                                  

📈 Inflation Adjustment

All thresholds and amounts will be indexed to inflation annually using the Consumer Price Index

You can try the Canada Disability Benefit Estimator to get a personalized estimate based on your situation.

Want help walking through the estimator together?